Guardian has a unique relationship with Vantiv, now WorldPay, after Vantiv’s recent acquisition of WorldPay. This acquisition makes WorldPay the largest credit/debit card processor in the world. WorldPay/Vantiv is a public corporation, and its originator, Fifth Third Bank, is still the largest shareholder.

WorldPay’s combined credit card/debit card processing volume makes it the largest merchant processor in the world. WorldPay is only one of a few major processors that has a direct relationship with Visa, MasterCard, Discover and American Express. Guardian Payment Processing is able to take advantage of this direct relationship by offering our existing merchant base of customers and perspective new customers with some of the lowest pricing in the transaction industry. The majority of Guardian’s competitors are third party processors, ISO’s or local banks. Pricing by these competitors is marked up at several levels before the merchant receives their monthly fee statement. Guardian cuts out the middleman thus passing our direct pricing advantage to our participating merchants.


Guardian brings world class customer service and support through the expansive WorldPay network – 24 hours/7 days a week. On top of that, Guardian employees make themselves available anytime our participating merchants need direct assistance and help.


Guardian/WorldPay also has available the latest state of the art technology and innovative products. This will immediately provide our merchant participants with the ability to remain competitive and take advantage of all the important technology, such as mobile devices, tablets, portals, etc…


We take our prospective merchant through the initial stages of the review process very carefully. The Guardian team will provide a very clear comparative analysis to show our merchant exactly what they have been paying for processing, and, what the pricing will be with Guardian . Once the decision has been made to join Guardian, the conversion process to the network is very efficient. We make sure that the conversion by our new merchant participant is seamless.

Please feel free to contact someone at Guardian if you have any questions regarding credit/debit processing, the conversion process, network participation, etc… Thank you for your time, we appreciate the opportunity to meet with you and look forward to working together in the near future.